/* ── LIGHT MODE ── */
:root{
  --bg:#F7F6F1;--bg2:#EFEDE6;--bg3:#FFFFFF;--bg4:#F0EEE8;
  --em:#0A7A50;--em2:#0D9664;--em3:#12B87A;--em-bg:rgba(10,122,80,0.07);--em-bd:rgba(10,122,80,0.2);
  --dark:#0C1610;--dark2:#162318;--dark3:#1E2F22;
  --text:#0C1610;--sub:#3A4D3F;--muted:#6A7D70;
  --border:rgba(0,0,0,0.08);--border-em:rgba(10,122,80,0.2);
  --card:#FFFFFF;--card2:#F7F6F1;
  --invert-bg:#0C1610;--invert-text:#F5FAF7;--invert-muted:rgba(245,250,247,0.4);
  --shadow:0 1px 3px rgba(0,0,0,0.04),0 8px 24px rgba(0,0,0,0.06),0 24px 48px rgba(0,0,0,0.05);
  --font:'DM Sans',sans-serif;--serif:'Instrument Serif',serif;
}

/* ── DARK MODE ── */
@media(prefers-color-scheme:dark){
  :root{
    --bg:#0E1812;--bg2:#131F16;--bg3:#192318;--bg4:#1E2B1E;
    --em:#12B87A;--em2:#1DD98A;--em3:#4EEDB0;--em-bg:rgba(18,184,122,0.1);--em-bd:rgba(18,184,122,0.25);
    --dark:#0E1812;--dark2:#131F16;--dark3:#192318;
    --text:#EFF7F2;--sub:rgba(239,247,242,0.7);--muted:rgba(239,247,242,0.4);
    --border:rgba(255,255,255,0.08);--border-em:rgba(18,184,122,0.25);
    --card:#192318;--card2:#131F16;
    --invert-bg:#0C1610;--invert-text:#F5FAF7;--invert-muted:rgba(245,250,247,0.4);
    --shadow:0 1px 3px rgba(0,0,0,0.2),0 8px 24px rgba(0,0,0,0.3),0 24px 48px rgba(0,0,0,0.25);
  }
}

*{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;overflow-x:hidden;}
body{font-family:var(--font);background:var(--bg);color:var(--text);-webkit-font-smoothing:antialiased;transition:background 0.3s,color 0.3s;overflow-x:hidden;}

/* ── NAV ── */
nav{position:fixed;top:0;left:0;right:0;z-index:100;height:64px;padding:0 2.5rem;display:flex;align-items:center;justify-content:space-between;background:rgba(var(--bg-rgb,247,246,241),0.88);backdrop-filter:blur(24px);border-bottom:1px solid var(--border);}
@media(prefers-color-scheme:dark){nav{background:rgba(14,24,18,0.88);}}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;}
.logo-mark{width:34px;height:34px;background:var(--invert-bg);border-radius:9px;display:flex;align-items:center;justify-content:center;}
.logo-text{font-family:var(--serif);font-size:20px;color:var(--text);letter-spacing:0.1px;}
.logo-text em{font-style:italic;color:var(--em);}
.nav-links{display:flex;align-items:center;gap:2rem;}
.nav-links a{font-size:14px;color:var(--muted);text-decoration:none;transition:color 0.15s;}
.nav-links a:hover{color:var(--text);}
.nav-btn{background:var(--invert-bg);color:var(--invert-text);padding:10px 22px;border-radius:9px;font-size:14px;font-weight:600;text-decoration:none;transition:all 0.15s;}
.nav-btn:hover{opacity:0.85;transform:translateY(-1px);}

/* ── HERO ── */
.hero-wrap{position:relative;overflow:clip;}
.hero-bg-grid{position:absolute;inset:0;z-index:0;background-image:linear-gradient(var(--border) 1px,transparent 1px),linear-gradient(90deg,var(--border) 1px,transparent 1px);background-size:64px 64px;}
.hero-glow{position:absolute;top:-120px;right:-80px;width:700px;height:700px;background:radial-gradient(circle,var(--em-bg) 0%,transparent 65%);border-radius:50%;z-index:0;pointer-events:none;}
.hero-glow2{position:absolute;bottom:-150px;left:-100px;width:500px;height:500px;background:radial-gradient(circle,rgba(10,122,80,0.04) 0%,transparent 65%);border-radius:50%;z-index:0;}
@media(prefers-color-scheme:dark){
  .hero-glow{background:radial-gradient(circle,rgba(18,184,122,0.08) 0%,transparent 65%);}
  .hero-glow2{background:radial-gradient(circle,rgba(18,184,122,0.04) 0%,transparent 65%);}
}
.hero{position:relative;z-index:1;max-width:1180px;margin:0 auto;padding:130px 2.5rem 100px;display:grid;grid-template-columns:1fr 450px;gap:5rem;align-items:center;}

.hero-eyebrow{display:flex;align-items:center;gap:10px;margin-bottom:1.75rem;}
.ey-dash{width:28px;height:1.5px;background:var(--em);}
.ey-text{font-size:11px;font-weight:600;color:var(--em);letter-spacing:3px;text-transform:uppercase;}

h1{font-family:var(--serif);font-size:68px;font-weight:400;color:var(--text);line-height:1.05;letter-spacing:-0.5px;margin-bottom:1.5rem;}
h1 em{font-style:italic;color:var(--em);}

/* BIG ACCENT NUMBER behind hero */
.hero-num{position:absolute;top:60px;left:-20px;font-family:var(--serif);font-size:320px;font-weight:400;color:var(--em);opacity:0.04;line-height:1;pointer-events:none;z-index:0;user-select:none;letter-spacing:-20px;}

.hero-sub{font-size:17px;color:var(--sub);line-height:1.78;margin-bottom:2.5rem;max-width:450px;font-weight:300;}
.ctas{display:flex;align-items:center;gap:12px;flex-wrap:wrap;}
.btn-em{display:inline-flex;align-items:center;gap:8px;background:var(--em);color:white;padding:15px 28px;border-radius:9px;font-size:15px;font-weight:600;text-decoration:none;transition:all 0.15s;}
.btn-em:hover{background:var(--em2);transform:translateY(-1px);}
.btn-outline{display:inline-flex;align-items:center;gap:6px;color:var(--sub);font-size:14px;font-weight:500;text-decoration:none;border:1px solid var(--border);padding:14px 22px;border-radius:9px;transition:all 0.15s;background:var(--card);}
.btn-outline:hover{border-color:var(--em);color:var(--em);}
.trust-row{display:flex;gap:1.5rem;margin-top:1.875rem;flex-wrap:wrap;}
.tr{display:flex;align-items:center;gap:6px;font-size:13px;color:var(--muted);}
.tr-ico{width:17px;height:17px;background:var(--em-bg);border:1px solid var(--em-bd);border-radius:4px;display:flex;align-items:center;justify-content:center;font-size:8px;color:var(--em);}

/* ── FORM CARD ── */
.fc{background:var(--card);border:1px solid var(--border);border-radius:18px;padding:2rem;box-shadow:var(--shadow);position:relative;overflow:visible;width:100%;box-sizing:border-box;}
.fc-accent{position:absolute;top:0;left:0;right:0;height:2px;background:linear-gradient(90deg,var(--em),var(--em3),transparent);}
.fc h3{font-family:var(--serif);font-size:20px;color:var(--text);margin-bottom:4px;letter-spacing:0px;}
.fc-sub{font-size:13px;color:var(--muted);margin-bottom:1.25rem;}
.progress-bar-track{width:100%;height:4px;background:rgba(255,255,255,0.1);border-radius:2px;margin:10px 0 18px 0;}
.progress-bar-fill{height:4px;background:#10b981;border-radius:2px;transition:width 0.3s ease;width:0%;}
.text-link-secondary{color:rgba(255,255,255,0.5);font-size:14px;text-decoration:none;display:block;text-align:center;margin-top:12px;letter-spacing:0.02em;}
.text-link-secondary:hover{color:rgba(255,255,255,0.8);}
@keyframes cardPulse{0%{box-shadow:0 0 0 0 rgba(16,185,129,0.4);}70%{box-shadow:0 0 0 12px rgba(16,185,129,0);}100%{box-shadow:0 0 0 0 rgba(16,185,129,0);}}
.card-pulse{animation:cardPulse 0.6s ease-out;}
.form-step{display:none;}
.form-step.active{display:block;}
.sq{font-size:14px;font-weight:600;color:var(--text);margin-bottom:11px;}
.tg{display:grid;grid-template-columns:1fr 1fr;gap:6px;margin-bottom:12px;}
.tg.w1{grid-template-columns:1fr;}
.tb{padding:11px 14px;border:1px solid var(--border);border-radius:8px;background:var(--bg4);font-size:13px;color:var(--sub);cursor:pointer;text-align:left;transition:all 0.1s;font-family:var(--font);}
.tb:hover{border-color:var(--em);background:var(--em-bg);color:var(--em);}
.tb.sel{border-color:var(--em);background:var(--em-bg);color:var(--em);font-weight:600;}
.ff{margin-bottom:10px;}
.ff label{font-size:10px;font-weight:600;color:var(--muted);display:block;margin-bottom:4px;letter-spacing:0.6px;text-transform:uppercase;}
.ff input,.ff select{width:100%;padding:10px 13px;border:1px solid var(--border);border-radius:8px;font-size:14px;color:var(--text);background:var(--bg4);font-family:var(--font);outline:none;transition:all 0.1s;}
.ff input:focus,.ff select:focus{border-color:var(--em);box-shadow:0 0 0 3px var(--em-bg);}
.ff input::placeholder{color:var(--muted);opacity:0.6;}
#f-ba{-webkit-appearance:none;appearance:none;background-image:none !important;}
input[type="text"]::-webkit-search-decoration,
input[type="text"]::-webkit-search-cancel-button,
input[type="text"]::-webkit-search-results-button,
input[type="text"]::-webkit-search-results-decoration{display:none;}
#biz-addr-suggestions div:hover{background:rgba(255,255,255,0.06);}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:8px;}
.btn-cont{width:100%;padding:13px;background:var(--em);color:white;border:none;border-radius:8px;font-size:14px;font-weight:600;cursor:pointer;font-family:var(--font);transition:all 0.12s;margin-top:4px;}
.btn-cont:hover{background:var(--em2);transform:translateY(-1px);}
.btn-bk{background:none;border:none;color:var(--muted);font-size:12px;cursor:pointer;padding:0 0 10px;font-family:var(--font);display:flex;align-items:center;gap:4px;}
.consent{font-size:11px;color:var(--muted);line-height:1.6;margin-top:10px;}.ferr{display:block;font-size:11px;color:#d93025;margin-top:3px;min-height:14px;}
.consent a{color:var(--em);}
.urow{border:1px dashed var(--border);border-radius:8px;padding:11px 14px;display:flex;align-items:center;gap:10px;cursor:pointer;margin-bottom:7px;transition:all 0.1s;}
.urow:hover{border-color:var(--em);background:var(--em-bg);}
.u-name{font-size:13px;font-weight:500;color:var(--sub);}
.u-sub{font-size:11px;color:var(--muted);margin-top:1px;}
.success-w{text-align:center;padding:.5rem 0;}
.s-ico{width:52px;height:52px;background:var(--em-bg);border:1px solid var(--em-bd);border-radius:12px;margin:0 auto 1rem;display:flex;align-items:center;justify-content:center;}
.success-w h3{font-family:var(--serif);font-size:20px;color:var(--text);margin-bottom:6px;}
.success-w p{font-size:13px;color:var(--muted);line-height:1.6;margin-bottom:1rem;}
.nsteps{background:var(--bg4);border:1px solid var(--border);border-radius:8px;padding:1rem 1.25rem;}
.ns{display:flex;align-items:center;gap:8px;font-size:13px;padding:4px 0;}
.ns-done{color:var(--em);}
.ns-pend{color:var(--muted);}

/* ── STATS ── always dark ── */
.stats-strip{background:var(--dark2);}
.stats-inner{max-width:1180px;margin:0 auto;display:grid;grid-template-columns:repeat(4,1fr);}
.stat-block{padding:2.5rem 2rem;border-right:1px solid rgba(255,255,255,0.07);position:relative;overflow:hidden;transition:background 0.2s;}
.stat-block:last-child{border-right:none;}
.stat-block:hover{background:rgba(255,255,255,0.03);}
.stat-num{font-family:var(--serif);font-size:44px;color:var(--em3);letter-spacing:-1px;line-height:1;margin-bottom:5px;}
@media(prefers-color-scheme:dark){.stat-num{color:var(--em2);}}
.stat-label{font-size:13px;color:rgba(255,255,255,0.38);font-weight:300;}
.stat-bar{position:absolute;bottom:0;left:0;right:0;height:1.5px;background:linear-gradient(90deg,var(--em),transparent);transform:scaleX(0);transform-origin:left;transition:transform 0.3s;}
.stat-block:hover .stat-bar{transform:scaleX(1);}

/* ── TICKER ── */
.ticker-wrap{background:var(--em-bg);border-top:1px solid var(--em-bd);border-bottom:1px solid var(--em-bd);padding:12px 0;overflow:hidden;}
.tick-track{display:flex;gap:3rem;animation:ticker 26s linear infinite;white-space:nowrap;}
.tick-item{display:flex;align-items:center;gap:9px;font-size:13px;color:var(--muted);}
.tick-dot{width:3px;height:3px;background:var(--em);border-radius:50%;}
.tick-amt{font-weight:600;color:var(--em);}
@keyframes ticker{0%{transform:translateX(0);}100%{transform:translateX(-50%);}}

/* ── SECTIONS ── */
.section-wrap{padding:7rem 2.5rem;max-width:1180px;margin:0 auto;}
.section-eyebrow{display:flex;align-items:center;gap:10px;margin-bottom:1.25rem;}
.section-head{font-family:var(--serif);font-size:52px;color:var(--text);line-height:1.08;letter-spacing:-0.3px;margin-bottom:3.5rem;}
.section-head em{font-style:italic;color:var(--em);}

/* ── HOW GRID ── */
.how-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;}
.how-card{background:var(--card);border:1px solid var(--border);border-radius:20px;padding:2.25rem;transition:all 0.2s;position:relative;overflow:hidden;}
.how-card-line{position:absolute;top:0;left:0;right:0;height:2px;background:linear-gradient(90deg,var(--em),var(--em3));opacity:0;transition:opacity 0.2s;}
.how-card:hover{border-color:var(--em-bd);box-shadow:0 16px 40px rgba(10,122,80,0.08);transform:translateY(-4px);}
.how-card:hover .how-card-line{opacity:1;}
.how-num-bg{position:absolute;bottom:-20px;right:16px;font-family:var(--serif);font-size:100px;color:var(--border);line-height:1;pointer-events:none;transition:color 0.2s;}
.how-card:hover .how-num-bg{color:var(--em-bg);}
.how-badge{display:inline-flex;align-items:center;justify-content:center;width:32px;height:32px;background:var(--invert-bg);border-radius:8px;font-size:13px;font-weight:700;color:var(--invert-text);margin-bottom:1.375rem;font-family:var(--font);}
@media(prefers-color-scheme:dark){.how-badge{background:var(--em-bg);color:var(--em);border:1px solid var(--em-bd);}}
.how-card h4{font-size:17px;font-weight:600;color:var(--text);margin-bottom:9px;}
.how-card p{font-size:14px;color:var(--muted);line-height:1.7;}

/* ── PRODUCTS ── */
.products-bg{background:var(--bg2);border-top:1px solid var(--border);border-bottom:1px solid var(--border);}
.prod-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem;margin-top:3rem;}
.prod-card{background:var(--card);border:1px solid var(--border);border-radius:16px;padding:1.75rem;transition:all 0.2s;position:relative;overflow:hidden;}
.prod-card::before{content:'';position:absolute;left:0;top:0;bottom:0;width:2px;background:var(--em);opacity:0;transition:opacity 0.2s;}
.prod-card:hover{border-color:var(--em-bd);box-shadow:0 8px 28px rgba(10,122,80,0.08);transform:translateY(-2px);}
.prod-card:hover::before{opacity:1;}
.prod-ico{width:44px;height:44px;background:var(--em-bg);border-radius:11px;display:flex;align-items:center;justify-content:center;margin-bottom:1.125rem;font-size:20px;}
.prod-card h4{font-size:15px;font-weight:600;color:var(--text);margin-bottom:6px;}
.prod-card p{font-size:13px;color:var(--muted);line-height:1.65;}

/* ── TESTIMONIALS ── */
.test-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-top:3rem;}
.test-card{background:var(--card);border:1px solid var(--border);border-radius:20px;padding:2rem;transition:all 0.2s;}
.test-card:hover{border-color:var(--em-bd);box-shadow:0 8px 28px rgba(10,122,80,0.07);}
.test-stars{color:#E8A020;font-size:12px;letter-spacing:3px;margin-bottom:1rem;}
.test-mark{font-family:var(--serif);font-size:56px;color:var(--em-bg);line-height:0.8;display:block;margin-bottom:0.75rem;}
.test-q{font-family:var(--serif);font-style:italic;font-size:15px;color:var(--sub);line-height:1.78;margin-bottom:1.375rem;}
.test-sep{height:1px;background:var(--border);margin-bottom:1.125rem;}
.test-attr{display:flex;align-items:center;gap:10px;}
.test-av{width:38px;height:38px;border-radius:50%;background:var(--em);display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:700;color:white;flex-shrink:0;}
.test-name{font-size:13px;font-weight:600;color:var(--text);}
.test-co{font-size:12px;color:var(--muted);}

/* ── CTA ── always dark ── */
.cta-outer{padding:0 2.5rem 7rem;}
.cta-band{background:var(--dark2);border-radius:24px;padding:6rem 3rem;text-align:center;position:relative;overflow:hidden;border:1px solid rgba(255,255,255,0.05);}
.cta-top-line{position:absolute;top:0;left:10%;right:10%;height:1px;background:linear-gradient(90deg,transparent,var(--em3),transparent);}
.cta-glow{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:600px;height:300px;background:radial-gradient(ellipse,rgba(18,184,122,0.1) 0%,transparent 65%);pointer-events:none;}
.cta-inner{position:relative;z-index:1;}
.cta-band h2{font-family:var(--serif);font-size:54px;color:#F5FAF7;letter-spacing:-0.3px;line-height:1.1;margin-bottom:1rem;}
.cta-band h2 em{font-style:italic;color:var(--em3);}
.cta-band p{color:rgba(245,250,247,0.4);font-size:16px;margin-bottom:2.5rem;font-weight:300;}
.btn-cta{display:inline-flex;align-items:center;gap:8px;background:var(--em);color:white;padding:16px 32px;border-radius:9px;font-size:15px;font-weight:600;text-decoration:none;transition:all 0.15s;}
.btn-cta:hover{background:var(--em2);transform:translateY(-2px);}

/* ── FOOTER ── always dark ── */
footer{background:var(--dark2);border-top:1px solid rgba(255,255,255,0.06);padding:2.5rem;}
.fi{max-width:1180px;margin:0 auto;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:1rem;}
.fl{font-family:var(--serif);font-size:17px;color:#EFF7F2;}
.fl em{font-style:italic;color:var(--em3);}
.flinks{display:flex;gap:1.5rem;}
.flinks a{font-size:13px;color:rgba(239,247,242,0.3);text-decoration:none;font-weight:300;transition:color 0.15s;}
.flinks a:hover{color:rgba(239,247,242,0.75);}
.fc-copy{font-size:12px;color:rgba(239,247,242,0.15);}

/* ── MOBILE ── */
@media(max-width:640px){
  nav{padding:0 1.25rem;height:58px;}
  .nav-links{display:none;}
  .hero{grid-template-columns:1fr;gap:2rem;padding:80px 1.25rem 2.5rem;}
  .hero-num{display:none;}
  h1{font-size:42px;}
  .hero-sub{font-size:15px;margin-bottom:1.5rem;}
  .ctas{flex-direction:column;gap:8px;}
  .btn-em,.btn-outline{width:100%;justify-content:center;}
  .btn-em{margin-bottom:8px;}
  .text-link-secondary{margin-top:8px;}
  .trust-row{gap:1rem;}
  .fc{padding:1.5rem 1.25rem;width:100%;box-sizing:border-box;}
  .tg{grid-template-columns:1fr 1fr;}
  .tg.w1{grid-template-columns:1fr;}
  .frow{grid-template-columns:1fr;}
  .tb{font-size:15px;padding:10px 10px;}
  .stats-inner{grid-template-columns:repeat(2,1fr);}
  .stat-block{padding:1.75rem 1.25rem;border-right:none;border-bottom:1px solid rgba(255,255,255,0.07);}
  .stat-block:nth-child(odd){border-right:1px solid rgba(255,255,255,0.07);}
  .stat-block:nth-child(3),.stat-block:nth-child(4){border-bottom:none;}
  .stat-num{font-size:34px;}
  .section-wrap{padding:4rem 1.25rem;}
  .section-head{font-size:34px;margin-bottom:2rem;}
  .how-grid,.prod-grid,.test-grid{grid-template-columns:1fr;gap:1rem;}
  .how-card,.prod-card,.test-card{padding:1.625rem;}
  .cta-outer{padding:0 1.25rem 4rem;}
  .cta-band{border-radius:18px;padding:3.5rem 1.5rem;}
  .cta-band h2{font-size:34px;}
  .btn-cta{width:100%;justify-content:center;}
  footer{padding:1.75rem 1.25rem;}
  .fi{flex-direction:column;align-items:flex-start;gap:1rem;}
  .flinks{flex-wrap:wrap;gap:0.875rem;}
}
@media(max-width:900px) and (min-width:641px){
  .hero{grid-template-columns:1fr;gap:2.5rem;}
  h1{font-size:54px;}
  .how-grid,.test-grid{grid-template-columns:repeat(2,1fr);}
  .prod-grid{grid-template-columns:repeat(2,1fr);}
  .stats-inner{grid-template-columns:repeat(2,1fr);}
  .stat-block{border-right:none;border-bottom:1px solid rgba(255,255,255,0.07);}
  .stat-block:nth-child(odd){border-right:1px solid rgba(255,255,255,0.07);}
}
/* ── MOBILE HERO PHOTO (767px and below) ── */
@media(max-width:767px){
  .hero{
    background-image:linear-gradient(to bottom,rgba(0,0,0,0.55) 0%,rgba(0,0,0,0.65) 100%),url('/merchant-hero.jpg');
    background-size:cover;
    background-position:center top;
    background-repeat:no-repeat;
  }
  .hero-bg-grid{display:none;}
  .text-link-secondary{display:none;}
  h1{color:#ffffff;text-shadow:0 1px 3px rgba(0,0,0,0.3);}
  .hero-sub{color:rgba(255,255,255,0.9);text-shadow:0 1px 2px rgba(0,0,0,0.3);}
}
@media (min-width: 768px) {
  #f-dob::-webkit-calendar-picker-indicator { display:none; -webkit-appearance:none; }
  #f-dob::-webkit-inner-spin-button, #f-dob::-webkit-clear-button { display:none; }
}
#bsd-custom { display:none; gap:8px; width:100%; }
#bsd-custom select { background:var(--bg4);color:var(--text);border:1px solid var(--border);border-radius:8px;padding:10px 13px;font-size:14px;font-family:var(--font);width:100%;flex:1;appearance:none;-webkit-appearance:none;cursor:pointer;outline:none;transition:all 0.1s; }
#bsd-custom select:focus { border-color:var(--em);box-shadow:0 0 0 3px var(--em-bg); }

/* ── DESKTOP POLISH (min-width:768px) ── */
@media(min-width:768px){
  /* FIX 1 + 4 + 5 — Hero grid: center-align columns, 1fr/420px split, tighter padding */
  /* FIX: full-width edge-to-edge — strip max-width/auto-margin, use 60px side padding */
  .hero{align-items:center;grid-template-columns:1fr 420px;padding-top:80px;padding-bottom:60px;min-height:auto;max-width:100%;margin-left:0;margin-right:0;padding-left:60px;padding-right:60px;}

  /* FIX 2 — Form card contrast */
  #form-card{background:#0d2318;border:1px solid rgba(16,185,129,0.35);border-radius:16px;box-shadow:0 0 0 1px rgba(16,185,129,0.1),0 8px 40px rgba(0,0,0,0.6),0 2px 8px rgba(0,0,0,0.4);padding:36px;}

  /* FIX 3 — Option buttons: bigger, more tappable, clear states (applies to all form steps) */
  .tb{padding:16px 12px;font-size:15px;min-height:54px;border:1px solid rgba(255,255,255,0.12);border-radius:8px;background:rgba(255,255,255,0.04);color:rgba(255,255,255,0.85);transition:border-color 0.15s,background 0.15s;}
  .tb:hover{border-color:rgba(16,185,129,0.6);background:rgba(16,185,129,0.08);color:rgba(255,255,255,0.85);}
  .tb.sel{border-color:#10b981;background:rgba(16,185,129,0.15);color:#ffffff;}

  /* FIX 6 — Stack CTA + "See how it works" vertically */
  .ctas{flex-direction:column;align-items:flex-start;gap:12px;}
  .text-link-secondary{display:block;margin-top:0;font-size:13px;color:rgba(255,255,255,0.4);text-align:left;}
  .text-link-secondary:hover{color:rgba(255,255,255,0.7);}

  /* HERO PHOTO — desktop only, on .hero-wrap for true edge-to-edge */
  .hero-wrap{
    background-image:
      linear-gradient(
        to right,
        rgba(0,0,0,0.88) 0%,
        rgba(0,0,0,0.60) 50%,
        rgba(0,0,0,0.35) 100%
      ),
      url('/merchant-hero.jpg');
    background-size:cover;
    background-position:center 60%;
    background-repeat:no-repeat;
  }
  .hero-bg-grid{display:none;}

}

/* ── FORM CARD REVEAL (all screen sizes) ── */
#form-card {
  opacity: 0;
  transform: translateY(16px);
  transition: opacity 0.4s ease, transform 0.4s ease;
  pointer-events: none;
}
#form-card.card-visible {
  opacity: 1;
  transform: translateY(0);
  pointer-events: all;
}